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Personal Checking Accounts

 

Your Benefits Regular Money Market Now Premier Free
Minimum Balance to Open   $1,000 $1,000 $1,000 $50
Interest Paying Account No Yes Yes Yes No
Minimum Balance for APY   $1,000 $1,000 $1,000  
Free Debit Card Yes   Yes Yes Yes
Voice Access (Bank by Phone) Yes Yes Yes Yes Yes
Online Banking Yes Yes Yes Yes Required
Bill Pay Yes Yes Yes Yes Yes
E-Statements with Images Yes Yes Yes Yes Required
Unlimited Check Writing Yes Yes Yes Yes Yes
Free Checks       Yes  
Free Cashier Checks       Yes  
Accidental Death & Dismemberment Insurance       Yes  
Common Carrier Insurance       Yes  
Identity Watch       Yes  
Easy Saver       Yes  
Withdraw Limitations Unlimited Unlimited Unlimited Unlimited Unlimited
Monthly Fees * $7-$9 $5
If balance falls below $1,000		 $5
If balance falls below $1,000		 $10 (or $8 if age 65+) $0
* $9.00 service charge if balance falls below $300.
$8.00 service charge if balance falls below $400.
$7.00 service charge if balance falls below $600.
No Service Fee on Balances $600 and over.
Service Fee Waived on Full-Time Students and Citizens 65 and Over.
 

WSB offers special accounts for High School Classes, memorial, trust accounts for special services, and many others to help our community and customers. Please visit with one of our new account representatives for information to assist in which is best for you and your organization.

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